Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 451,014,000 | 424,021,000 | 425,450,000 | 415,419,000 |
| Total loans | 286,412,000 | 282,642,000 | 276,496,000 | 262,154,000 |
| Allowance for loan losses | 7,382,000 | 6,369,000 | 5,174,000 | 6,289,000 |
| Securities available for sale | 50,621,000 | 55,101,000 | 106,148,000 | 106,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,309,000 | 365,604,000 | 367,556,000 | 363,678,000 |
| Interest-bearing deposits | 357,382,000 | 332,833,000 | 337,084,000 | 337,462,000 |
| Noninterest-bearing deposits | 28,927,000 | 32,772,000 | 30,472,000 | 26,216,000 |
| Equity capital | 35,691,000 | 35,651,000 | 36,454,000 | 35,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,585,000 | 9,165,000 | 13,585,000 | 18,112,000 |
| Interest expense | 2,491,000 | 4,725,000 | 6,319,000 | 7,661,000 |
| Net interest income | 2,094,000 | 4,440,000 | 7,266,000 | 10,451,000 |
| Noninterest income | 632,000 | 1,416,000 | 2,115,000 | 2,416,000 |
| Noninterest expense | 3,246,000 | 5,845,000 | 8,374,000 | 10,931,000 |
| Provision for loan losses | 4,203,000 | 4,615,000 | 5,265,000 | 8,267,000 |
| Pretax income | -4,723,000 | -4,604,000 | -4,247,000 | -6,331,000 |
| Income tax | -1,910,000 | -1,968,000 | -1,939,000 | -2,892,000 |
| Net income | -2,813,000 | -2,636,000 | -2,308,000 | -3,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,197,000 | 35,301,000 | 35,555,000 | 34,661,000 |
| Total capital | 39,110,000 | 39,110,000 | 39,285,000 | 38,339,000 |
| Risk-weighted assets | 309,592,000 | 302,725,000 | 296,927,000 | 291,630,000 |