Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 327,946,000 | 335,287,000 | 368,856,000 | 368,299,000 |
| Total loans | 222,660,000 | 232,262,000 | 249,254,000 | 267,135,000 |
| Allowance for loan losses | 2,789,000 | 2,916,000 | 3,102,000 | 3,435,000 |
| Securities available for sale | 74,916,000 | 71,115,000 | 70,034,000 | 68,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,337,000 | 271,926,000 | 313,290,000 | 317,863,000 |
| Interest-bearing deposits | 227,368,000 | 227,772,000 | 263,070,000 | 254,533,000 |
| Noninterest-bearing deposits | 37,969,000 | 44,154,000 | 50,220,000 | 63,330,000 |
| Equity capital | 38,177,000 | 39,302,000 | 39,365,000 | 34,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,104,000 | 8,603,000 | 13,565,000 | 19,022,000 |
| Interest expense | 1,275,000 | 2,854,000 | 4,790,000 | 6,966,000 |
| Net interest income | 2,829,000 | 5,749,000 | 8,775,000 | 12,056,000 |
| Noninterest income | 600,000 | 1,232,000 | 1,871,000 | 2,704,000 |
| Noninterest expense | 2,486,000 | 4,880,000 | 7,346,000 | 10,188,000 |
| Provision for loan losses | 150,000 | 300,000 | 555,000 | 1,103,000 |
| Pretax income | 713,000 | 1,698,000 | 2,643,000 | 3,366,000 |
| Income tax | 195,000 | 488,000 | 766,000 | 931,000 |
| Net income | 518,000 | 1,210,000 | 1,877,000 | 2,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,318,000 | 39,608,000 | 39,940,000 | 35,577,000 |
| Total capital | 42,107,000 | 42,524,000 | 43,042,000 | 39,012,000 |
| Risk-weighted assets | 244,929,000 | 253,465,000 | 272,550,000 | 286,036,000 |
Machine access — free, no API key
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