Call reports 2023
I3 BANK — 2023
What I3 BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 194,319,000 | 188,253,000 | 186,305,000 | 189,493,000 |
| Total loans | 145,977,000 | 141,748,000 | 140,009,000 | 142,941,000 |
| Allowance for loan losses | 2,320,000 | 2,273,000 | 2,280,000 | 2,348,000 |
| Securities available for sale | 34,724,000 | 32,988,000 | 32,553,000 | 31,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,331,000 | 163,928,000 | 163,863,000 | 163,165,000 |
| Interest-bearing deposits | 122,358,000 | 123,618,000 | 126,676,000 | 122,178,000 |
| Noninterest-bearing deposits | 41,973,000 | 40,310,000 | 37,187,000 | 40,987,000 |
| Equity capital | 15,689,000 | 15,770,000 | 14,807,000 | 16,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 5,005,000 | 7,628,000 | 10,198,000 |
| Interest expense | 417,000 | 962,000 | 1,584,000 | 2,310,000 |
| Net interest income | 2,018,000 | 4,043,000 | 6,044,000 | 7,888,000 |
| Noninterest income | 167,000 | 395,000 | 598,000 | 1,065,000 |
| Noninterest expense | 1,664,000 | 3,348,000 | 5,137,000 | 6,786,000 |
| Provision for loan losses | 121,000 | 208,000 | 257,000 | 500,000 |
| Pretax income | 400,000 | 884,000 | 1,250,000 | 1,677,000 |
| Income tax | 63,000 | 135,000 | 190,000 | 287,000 |
| Net income | 337,000 | 749,000 | 1,060,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,489,000 | 18,613,000 | 18,877,000 | 18,507,000 |
| Total capital | 20,707,000 | 20,727,000 | 20,971,000 | 20,625,000 |
| Risk-weighted assets | 177,392,000 | 169,008,000 | 167,400,000 | 169,258,000 |