Call reports 2022
I3 BANK — 2022
What I3 BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 188,562,000 | 183,009,000 | 193,461,000 | 192,874,000 |
| Total loans | 136,866,000 | 135,903,000 | 145,399,000 | 145,387,000 |
| Allowance for loan losses | 2,117,000 | 2,293,000 | 2,527,000 | 2,266,000 |
| Securities available for sale | 32,311,000 | 31,259,000 | 32,435,000 | 33,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,801,000 | 165,333,000 | 168,276,000 | 170,235,000 |
| Interest-bearing deposits | 124,972,000 | 122,977,000 | 119,963,000 | 122,247,000 |
| Noninterest-bearing deposits | 39,829,000 | 42,356,000 | 48,313,000 | 47,988,000 |
| Equity capital | 18,135,000 | 16,886,000 | 15,845,000 | 14,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,809,000 | 3,772,000 | 5,922,000 | 8,337,000 |
| Interest expense | 104,000 | 204,000 | 340,000 | 624,000 |
| Net interest income | 1,705,000 | 3,568,000 | 5,582,000 | 7,713,000 |
| Noninterest income | 316,000 | 553,000 | 778,000 | 1,189,000 |
| Noninterest expense | 1,585,000 | 3,190,000 | 4,793,000 | 6,346,000 |
| Provision for loan losses | 112,000 | 233,000 | 487,000 | 3,286,000 |
| Pretax income | 324,000 | 698,000 | 1,080,000 | -730,000 |
| Income tax | 47,000 | 106,000 | 167,000 | -224,000 |
| Net income | 277,000 | 592,000 | 913,000 | -506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,067,000 | 19,412,000 | 19,512,000 | 18,123,000 |
| Total capital | 21,104,000 | 21,426,000 | 21,688,000 | 20,261,000 |
| Risk-weighted assets | 162,949,000 | 160,919,000 | 173,772,000 | 170,990,000 |