Call reports 2021
I3 BANK — 2021
What I3 BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 192,665,000 | 188,044,000 | 186,867,000 | 186,033,000 |
| Total loans | 119,498,000 | 123,640,000 | 121,062,000 | 129,196,000 |
| Allowance for loan losses | 1,949,000 | 1,959,000 | 1,971,000 | 1,996,000 |
| Securities available for sale | 15,543,000 | 20,573,000 | 27,577,000 | 34,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,621,000 | 163,742,000 | 163,035,000 | 162,066,000 |
| Interest-bearing deposits | 118,025,000 | 124,496,000 | 123,663,000 | 120,892,000 |
| Noninterest-bearing deposits | 50,596,000 | 39,246,000 | 39,372,000 | 41,174,000 |
| Equity capital | 19,724,000 | 20,029,000 | 19,780,000 | 19,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,218,000 | 4,976,000 | 6,679,000 |
| Interest expense | 134,000 | 259,000 | 378,000 | 488,000 |
| Net interest income | 1,445,000 | 2,959,000 | 4,598,000 | 6,191,000 |
| Noninterest income | 647,000 | 1,021,000 | 1,327,000 | 1,832,000 |
| Noninterest expense | 1,454,000 | 2,942,000 | 4,512,000 | 6,165,000 |
| Provision for loan losses | 20,000 | 27,000 | 55,000 | 94,000 |
| Pretax income | 618,000 | 1,011,000 | 1,365,000 | 1,771,000 |
| Income tax | 119,000 | 190,000 | 252,000 | 318,000 |
| Net income | 499,000 | 821,000 | 1,113,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,757,000 | 19,110,000 | 18,933,000 | 19,284,000 |
| Total capital | 20,430,000 | 20,828,000 | 20,739,000 | 21,220,000 |
| Risk-weighted assets | 133,611,000 | 137,277,000 | 144,387,000 | 154,852,000 |