Call reports 2020
I3 BANK — 2020
What I3 BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,750,000 | 172,466,000 | 169,518,000 | 167,482,000 |
| Total loans | 111,140,000 | 130,629,000 | 125,754,000 | 120,824,000 |
| Allowance for loan losses | 1,809,000 | 1,884,000 | 1,907,000 | 1,949,000 |
| Securities available for sale | 15,268,000 | 14,801,000 | 14,378,000 | 13,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,334,000 | 143,312,000 | 142,843,000 | 142,722,000 |
| Interest-bearing deposits | 77,857,000 | 77,115,000 | 77,252,000 | 105,048,000 |
| Noninterest-bearing deposits | 37,477,000 | 66,197,000 | 65,591,000 | 37,674,000 |
| Equity capital | 18,820,000 | 19,196,000 | 19,333,000 | 19,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,323,000 | 4,950,000 | 6,698,000 |
| Interest expense | 185,000 | 373,000 | 550,000 | 708,000 |
| Net interest income | 1,464,000 | 2,950,000 | 4,400,000 | 5,990,000 |
| Noninterest income | 366,000 | 647,000 | 1,299,000 | 1,929,000 |
| Noninterest expense | 1,296,000 | 2,693,000 | 4,123,000 | 5,679,000 |
| Provision for loan losses | 40,000 | 80,000 | 110,000 | 170,000 |
| Pretax income | 494,000 | 835,000 | 1,477,000 | 2,081,000 |
| Income tax | 90,000 | 145,000 | 262,000 | 380,000 |
| Net income | 404,000 | 690,000 | 1,215,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,727,000 | 18,047,000 | 18,155,000 | 18,675,000 |
| Total capital | 19,401,000 | 19,758,000 | 19,836,000 | 20,350,000 |
| Risk-weighted assets | 133,828,000 | 136,757,000 | 134,315,000 | 133,786,000 |