Call reports 2019
I3 BANK — 2019
What I3 BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,093,000 | 139,165,000 | 145,848,000 | 146,785,000 |
| Total loans | 107,814,000 | 109,345,000 | 111,381,000 | 116,696,000 |
| Allowance for loan losses | 1,489,000 | 1,549,000 | 1,649,000 | 1,746,000 |
| Securities available for sale | 18,114,000 | 16,804,000 | 16,375,000 | 15,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,721,000 | 116,257,000 | 118,477,000 | 125,411,000 |
| Interest-bearing deposits | 95,991,000 | 77,601,000 | 80,251,000 | 86,613,000 |
| Noninterest-bearing deposits | 21,730,000 | 38,656,000 | 38,226,000 | 38,798,000 |
| Equity capital | 17,693,000 | 18,075,000 | 18,510,000 | 18,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,258,000 | 4,920,000 | 6,609,000 |
| Interest expense | 186,000 | 365,000 | 566,000 | 749,000 |
| Net interest income | 1,435,000 | 2,893,000 | 4,354,000 | 5,860,000 |
| Noninterest income | 268,000 | 617,000 | 970,000 | 1,306,000 |
| Noninterest expense | 1,183,000 | 2,410,000 | 3,677,000 | 4,958,000 |
| Provision for loan losses | 175,000 | 435,000 | 640,000 | 770,000 |
| Pretax income | 350,000 | 666,000 | 1,019,000 | 1,450,000 |
| Income tax | 50,000 | 93,000 | 146,000 | 210,000 |
| Net income | 300,000 | 573,000 | 873,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,844,000 | 17,152,000 | 17,487,000 | 17,790,000 |
| Total capital | 18,333,000 | 18,701,000 | 19,121,000 | 19,516,000 |
| Risk-weighted assets | 125,648,000 | 128,750,000 | 130,750,000 | 138,066,000 |