Call reports 2018
I3 BANK — 2018
What I3 BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,712,000 | 122,487,000 | 125,277,000 | 136,059,000 |
| Total loans | 78,215,000 | 83,395,000 | 90,203,000 | 105,482,000 |
| Allowance for loan losses | 923,000 | 1,002,000 | 1,229,000 | 1,364,000 |
| Securities available for sale | 20,588,000 | 20,936,000 | 20,105,000 | 19,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,514,000 | 108,969,000 | 108,316,000 | 112,542,000 |
| Interest-bearing deposits | 84,161,000 | 87,618,000 | 85,562,000 | 89,312,000 |
| Noninterest-bearing deposits | 21,353,000 | 21,351,000 | 22,754,000 | 23,230,000 |
| Equity capital | 13,139,000 | 13,337,000 | 16,772,000 | 17,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,507,000 | 3,906,000 | 5,478,000 |
| Interest expense | 51,000 | 120,000 | 193,000 | 304,000 |
| Net interest income | 1,135,000 | 2,387,000 | 3,713,000 | 5,174,000 |
| Noninterest income | 185,000 | 447,000 | 696,000 | 1,152,000 |
| Noninterest expense | 966,000 | 2,004,000 | 3,075,000 | 4,245,000 |
| Provision for loan losses | 110,000 | 335,000 | 1,480,000 | 1,930,000 |
| Pretax income | 244,000 | 495,000 | -146,000 | 151,000 |
| Income tax | 23,000 | 52,000 | -113,000 | -84,000 |
| Net income | 221,000 | 443,000 | -33,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,401,000 | 12,652,000 | 16,199,000 | 16,507,000 |
| Total capital | 13,325,000 | 13,655,000 | 17,429,000 | 17,872,000 |
| Risk-weighted assets | 87,787,000 | 99,163,000 | 105,767,000 | 121,677,000 |