Call reports 2016
I3 BANK — 2016
What I3 BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,897,000 | 110,895,000 | 111,683,000 | 116,083,000 |
| Total loans | 72,770,000 | 79,143,000 | 80,640,000 | 79,482,000 |
| Allowance for loan losses | 1,009,000 | 971,000 | 1,009,000 | 1,060,000 |
| Securities available for sale | 5,091,000 | 10,525,000 | 14,796,000 | 17,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,475,000 | 98,218,000 | 98,545,000 | 103,029,000 |
| Interest-bearing deposits | 53,090,000 | 78,688,000 | 79,754,000 | 78,678,000 |
| Noninterest-bearing deposits | 14,385,000 | 19,530,000 | 18,791,000 | 24,351,000 |
| Equity capital | 11,998,000 | 12,268,000 | 12,630,000 | 12,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 2,025,000 | 3,163,000 | 4,233,000 |
| Interest expense | 30,000 | 69,000 | 114,000 | 157,000 |
| Net interest income | 911,000 | 1,956,000 | 3,049,000 | 4,076,000 |
| Noninterest income | 273,000 | 560,000 | 1,015,000 | 1,396,000 |
| Noninterest expense | 750,000 | 1,657,000 | 2,647,000 | 3,596,000 |
| Provision for loan losses | 0 | 60,000 | 130,000 | 190,000 |
| Pretax income | 434,000 | 799,000 | 1,287,000 | 1,686,000 |
| Income tax | 133,000 | 241,000 | 389,000 | 500,000 |
| Net income | 301,000 | 558,000 | 898,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,973,000 | 11,712,000 | 12,063,000 | 12,363,000 |
| Total capital | 12,983,000 | 12,684,000 | 13,073,000 | 13,424,000 |
| Risk-weighted assets | 98,915,000 | 108,990,000 | 111,035,000 | 99,484,000 |