Call reports 2015
I3 BANK — 2015
What I3 BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,218,000 | 84,412,000 | 86,300,000 | 82,944,000 |
| Total loans | 65,562,000 | 68,786,000 | 72,800,000 | 73,213,000 |
| Allowance for loan losses | 751,000 | 816,000 | 846,000 | 998,000 |
| Securities available for sale | 6,233,000 | 6,107,000 | 5,811,000 | 5,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,010,000 | 69,961,000 | 71,451,000 | 65,583,000 |
| Interest-bearing deposits | 50,004,000 | 53,799,000 | 54,222,000 | 49,891,000 |
| Noninterest-bearing deposits | 16,006,000 | 16,162,000 | 17,229,000 | 15,692,000 |
| Equity capital | 10,915,000 | 11,107,000 | 11,405,000 | 11,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,742,000 | 2,723,000 | 3,700,000 |
| Interest expense | 26,000 | 52,000 | 81,000 | 111,000 |
| Net interest income | 823,000 | 1,690,000 | 2,642,000 | 3,589,000 |
| Noninterest income | 284,000 | 504,000 | 726,000 | 1,171,000 |
| Noninterest expense | 706,000 | 1,406,000 | 2,141,000 | 2,959,000 |
| Provision for loan losses | 0 | 65,000 | 97,000 | 267,000 |
| Pretax income | 401,000 | 723,000 | 1,130,000 | 1,534,000 |
| Income tax | 121,000 | 214,000 | 337,000 | 455,000 |
| Net income | 280,000 | 509,000 | 793,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,873,000 | 11,102,000 | 11,386,000 | 11,672,000 |
| Total capital | 11,625,000 | 11,919,000 | 12,233,000 | 12,671,000 |
| Risk-weighted assets | 86,925,000 | 91,810,000 | 96,817,000 | 99,651,000 |