Call reports 2012
I3 BANK — 2012
What I3 BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,609,000 | 64,911,000 | 64,937,000 | 65,770,000 |
| Total loans | 36,554,000 | 35,377,000 | 37,978,000 | 42,111,000 |
| Allowance for loan losses | 640,000 | 669,000 | 648,000 | 648,000 |
| Securities available for sale | 5,100,000 | 4,577,000 | 4,339,000 | 3,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,233,000 | 58,153,000 | 57,813,000 | 58,513,000 |
| Interest-bearing deposits | 46,148,000 | 47,832,000 | 48,330,000 | 46,755,000 |
| Noninterest-bearing deposits | 10,085,000 | 10,321,000 | 9,483,000 | 11,758,000 |
| Equity capital | 6,062,000 | 6,270,000 | 6,462,000 | 6,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,371,000 | 2,035,000 | 2,696,000 |
| Interest expense | 78,000 | 155,000 | 233,000 | 308,000 |
| Net interest income | 625,000 | 1,216,000 | 1,802,000 | 2,388,000 |
| Noninterest income | 336,000 | 689,000 | 1,147,000 | 1,865,000 |
| Noninterest expense | 577,000 | 1,223,000 | 1,959,000 | 2,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 73,000 |
| Pretax income | 384,000 | 682,000 | 990,000 | 1,490,000 |
| Income tax | 114,000 | 199,000 | 291,000 | 445,000 |
| Net income | 270,000 | 483,000 | 699,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,994,000 | 6,209,000 | 6,404,000 | 6,689,000 |
| Total capital | 6,513,000 | 6,740,000 | 6,971,000 | 7,304,000 |
| Risk-weighted assets | 41,321,000 | 42,240,000 | 45,188,000 | 49,084,000 |