Call reports 2018
COMMUNITY 1ST BANK — 2018
What COMMUNITY 1ST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,049,000 | 129,474,000 | 133,111,000 | 124,991,000 |
| Total loans | 76,112,000 | 78,283,000 | 79,437,000 | 81,255,000 |
| Allowance for loan losses | 1,090,000 | 1,131,000 | 1,186,000 | 1,197,000 |
| Securities available for sale | 8,323,000 | 8,806,000 | 9,186,000 | 9,329,000 |
| Securities held to maturity | 7,344,000 | 6,844,000 | 6,189,000 | 5,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,302,000 | 115,526,000 | 118,707,000 | 110,293,000 |
| Interest-bearing deposits | 81,385,000 | 77,219,000 | 78,637,000 | 78,417,000 |
| Noninterest-bearing deposits | 33,917,000 | 38,307,000 | 40,070,000 | 31,876,000 |
| Equity capital | 13,171,000 | 13,435,000 | 13,761,000 | 14,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,597,000 | 4,016,000 | 5,502,000 |
| Interest expense | 76,000 | 174,000 | 269,000 | 377,000 |
| Net interest income | 1,177,000 | 2,423,000 | 3,747,000 | 5,125,000 |
| Noninterest income | 95,000 | 179,000 | 269,000 | 359,000 |
| Noninterest expense | 883,000 | 1,804,000 | 2,707,000 | 3,759,000 |
| Provision for loan losses | 52,000 | 92,000 | 147,000 | 157,000 |
| Pretax income | 337,000 | 706,000 | 1,162,000 | 1,568,000 |
| Income tax | 77,000 | 169,000 | 282,000 | 396,000 |
| Net income | 260,000 | 537,000 | 880,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,289,000 | 13,574,000 | 13,926,000 | 14,278,000 |
| Total capital | 14,299,000 | 14,600,000 | 14,949,000 | 15,293,000 |
| Risk-weighted assets | 80,752,000 | 82,030,000 | 81,672,000 | 81,034,000 |