Call reports 2017
COMMUNITY 1ST BANK — 2017
What COMMUNITY 1ST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,989,000 | 115,286,000 | 123,872,000 | 123,123,000 |
| Total loans | 64,658,000 | 71,599,000 | 78,557,000 | 76,236,000 |
| Allowance for loan losses | 902,000 | 912,000 | 983,000 | 1,037,000 |
| Securities available for sale | 7,958,000 | 8,609,000 | 7,840,000 | 7,955,000 |
| Securities held to maturity | 7,871,000 | 8,102,000 | 7,954,000 | 7,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,835,000 | 102,859,000 | 110,681,000 | 109,715,000 |
| Interest-bearing deposits | 73,375,000 | 71,215,000 | 77,331,000 | 76,872,000 |
| Noninterest-bearing deposits | 28,460,000 | 31,644,000 | 33,350,000 | 32,843,000 |
| Equity capital | 11,895,000 | 12,099,000 | 12,729,000 | 12,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,144,000 | 3,400,000 | 4,682,000 |
| Interest expense | 71,000 | 143,000 | 216,000 | 290,000 |
| Net interest income | 973,000 | 2,001,000 | 3,184,000 | 4,392,000 |
| Noninterest income | 70,000 | 153,000 | 242,000 | 327,000 |
| Noninterest expense | 847,000 | 1,686,000 | 2,589,000 | 3,440,000 |
| Provision for loan losses | 19,000 | 29,000 | 99,000 | 151,000 |
| Pretax income | 177,000 | 439,000 | 738,000 | 1,128,000 |
| Income tax | 56,000 | 139,000 | 234,000 | 369,000 |
| Net income | 121,000 | 300,000 | 504,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,939,000 | 12,125,000 | 12,729,000 | 13,021,000 |
| Total capital | 12,787,000 | 13,042,000 | 13,722,000 | 14,054,000 |
| Risk-weighted assets | 67,756,000 | 73,393,000 | 79,915,000 | 82,640,000 |