Call reports 2016
COMMUNITY 1ST BANK — 2016
What COMMUNITY 1ST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 102,034,000 | 108,360,000 | 106,012,000 | 103,437,000 |
| Total loans | 61,851,000 | 60,267,000 | 64,181,000 | 66,438,000 |
| Allowance for loan losses | 1,133,000 | 812,000 | 843,000 | 882,000 |
| Securities available for sale | 7,451,000 | 9,173,000 | 9,008,000 | 8,084,000 |
| Securities held to maturity | 8,295,000 | 8,268,000 | 8,241,000 | 8,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,374,000 | 96,426,000 | 94,004,000 | 91,526,000 |
| Interest-bearing deposits | 68,818,000 | 69,979,000 | 67,595,000 | 68,129,000 |
| Noninterest-bearing deposits | 21,556,000 | 26,447,000 | 26,409,000 | 23,397,000 |
| Equity capital | 11,330,000 | 11,476,000 | 11,634,000 | 11,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,015,000 | 3,040,000 | 4,082,000 |
| Interest expense | 75,000 | 149,000 | 220,000 | 292,000 |
| Net interest income | 940,000 | 1,866,000 | 2,820,000 | 3,790,000 |
| Noninterest income | 77,000 | 145,000 | 212,000 | 281,000 |
| Noninterest expense | 759,000 | 1,550,000 | 2,315,000 | 3,105,000 |
| Provision for loan losses | 3,000 | 21,000 | 51,000 | 87,000 |
| Pretax income | 255,000 | 443,000 | 669,000 | 882,000 |
| Income tax | 83,000 | 143,000 | 209,000 | 280,000 |
| Net income | 172,000 | 300,000 | 460,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,330,000 | 11,476,000 | 11,624,000 | 11,779,000 |
| Total capital | 12,088,000 | 12,211,000 | 12,477,000 | 12,654,000 |
| Risk-weighted assets | 60,266,000 | 58,746,000 | 69,652,000 | 69,945,000 |