Call reports 2015
COMMUNITY 1ST BANK — 2015
What COMMUNITY 1ST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,783,000 | 94,822,000 | 98,091,000 | 96,762,000 |
| Total loans | 58,668,000 | 62,509,000 | 64,756,000 | 64,876,000 |
| Allowance for loan losses | 1,095,000 | 1,096,000 | 1,129,000 | 1,129,000 |
| Securities available for sale | 5,418,000 | 4,952,000 | 5,285,000 | 5,579,000 |
| Securities held to maturity | 6,593,000 | 7,419,000 | 8,306,000 | 8,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,869,000 | 83,685,000 | 86,639,000 | 85,415,000 |
| Interest-bearing deposits | 63,937,000 | 64,206,000 | 65,847,000 | 66,710,000 |
| Noninterest-bearing deposits | 18,932,000 | 19,479,000 | 20,792,000 | 18,705,000 |
| Equity capital | 10,679,000 | 10,785,000 | 10,977,000 | 11,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,857,000 | 2,869,000 | 3,868,000 |
| Interest expense | 102,000 | 188,000 | 273,000 | 351,000 |
| Net interest income | 796,000 | 1,669,000 | 2,596,000 | 3,517,000 |
| Noninterest income | 63,000 | 134,000 | 219,000 | 291,000 |
| Noninterest expense | 701,000 | 1,448,000 | 2,191,000 | 2,928,000 |
| Provision for loan losses | 0 | 0 | 32,000 | 33,000 |
| Pretax income | 159,000 | 356,000 | 593,000 | 848,000 |
| Income tax | 55,000 | 122,000 | 188,000 | 271,000 |
| Net income | 104,000 | 234,000 | 405,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,679,000 | 10,784,000 | 10,977,000 | 11,133,000 |
| Total capital | 11,415,000 | 11,480,000 | 11,748,000 | 11,950,000 |
| Risk-weighted assets | 58,550,000 | 55,246,000 | 61,330,000 | 65,006,000 |