Call reports 2014
COMMUNITY 1ST BANK — 2014
What COMMUNITY 1ST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 87,076,000 | 87,895,000 | 93,976,000 | 93,697,000 |
| Total loans | 55,047,000 | 55,557,000 | 57,095,000 | 58,102,000 |
| Allowance for loan losses | 1,074,000 | 1,078,000 | 1,069,000 | 1,094,000 |
| Securities available for sale | 7,235,000 | 6,776,000 | 6,583,000 | 6,529,000 |
| Securities held to maturity | 2,957,000 | 3,373,000 | 3,669,000 | 5,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,958,000 | 77,522,000 | 83,318,000 | 82,954,000 |
| Interest-bearing deposits | 62,099,000 | 62,909,000 | 66,167,000 | 68,397,000 |
| Noninterest-bearing deposits | 14,859,000 | 14,613,000 | 17,151,000 | 14,557,000 |
| Equity capital | 9,945,000 | 10,166,000 | 10,354,000 | 10,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,723,000 | 2,640,000 | 3,552,000 |
| Interest expense | 122,000 | 246,000 | 368,000 | 479,000 |
| Net interest income | 721,000 | 1,477,000 | 2,272,000 | 3,073,000 |
| Noninterest income | 56,000 | 161,000 | 224,000 | 303,000 |
| Noninterest expense | 706,000 | 1,416,000 | 2,116,000 | 2,844,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 31,000 |
| Pretax income | 71,000 | 222,000 | 373,000 | 501,000 |
| Income tax | -39,000 | -78,000 | -117,000 | -156,000 |
| Net income | 110,000 | 300,000 | 490,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,984,000 | 10,178,000 | 10,372,000 | 10,542,000 |
| Total capital | 10,713,000 | 10,923,000 | 11,151,000 | 11,304,000 |
| Risk-weighted assets | 57,958,000 | 59,248,000 | 62,032,000 | 60,637,000 |