Call reports 2013
COMMUNITY 1ST BANK — 2013
What COMMUNITY 1ST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 81,611,000 | 85,117,000 | 82,536,000 | 85,681,000 |
| Total loans | 50,985,000 | 49,492,000 | 50,339,000 | 52,803,000 |
| Allowance for loan losses | 1,024,000 | 1,084,000 | 1,099,000 | 1,073,000 |
| Securities available for sale | 8,476,000 | 8,414,000 | 8,354,000 | 7,723,000 |
| Securities held to maturity | 1,865,000 | 1,861,000 | 1,858,000 | 2,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,828,000 | 75,267,000 | 72,619,000 | 75,699,000 |
| Interest-bearing deposits | 60,460,000 | 62,146,000 | 59,300,000 | 62,356,000 |
| Noninterest-bearing deposits | 11,368,000 | 13,121,000 | 13,319,000 | 13,343,000 |
| Equity capital | 9,616,000 | 9,638,000 | 9,692,000 | 9,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,641,000 | 2,497,000 | 3,329,000 |
| Interest expense | 133,000 | 266,000 | 399,000 | 527,000 |
| Net interest income | 672,000 | 1,375,000 | 2,098,000 | 2,802,000 |
| Noninterest income | 52,000 | 154,000 | 217,000 | 295,000 |
| Noninterest expense | 644,000 | 1,308,000 | 2,030,000 | 2,741,000 |
| Provision for loan losses | 51,000 | 108,000 | 133,000 | 123,000 |
| Pretax income | 29,000 | 113,000 | 152,000 | 233,000 |
| Income tax | -10,000 | -43,000 | -82,000 | -121,000 |
| Net income | 39,000 | 156,000 | 234,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,549,000 | 9,667,000 | 9,747,000 | 9,871,000 |
| Total capital | 10,217,000 | 10,337,000 | 10,413,000 | 10,582,000 |
| Risk-weighted assets | 53,081,000 | 53,204,000 | 52,873,000 | 56,479,000 |