Call reports 2012
COMMUNITY 1ST BANK — 2012
What COMMUNITY 1ST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,761,000 | 74,082,000 | 73,233,000 | 74,015,000 |
| Total loans | 45,959,000 | 49,620,000 | 48,833,000 | 49,204,000 |
| Allowance for loan losses | 904,000 | 968,000 | 975,000 | 972,000 |
| Securities available for sale | 5,801,000 | 5,701,000 | 6,330,000 | 6,645,000 |
| Securities held to maturity | 211,000 | 1,137,000 | 1,135,000 | 1,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,222,000 | 64,529,000 | 63,494,000 | 64,241,000 |
| Interest-bearing deposits | 53,948,000 | 56,181,000 | 53,762,000 | 55,039,000 |
| Noninterest-bearing deposits | 11,274,000 | 8,348,000 | 9,732,000 | 9,202,000 |
| Equity capital | 9,374,000 | 9,371,000 | 9,485,000 | 9,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,509,000 | 2,318,000 | 3,120,000 |
| Interest expense | 156,000 | 304,000 | 447,000 | 580,000 |
| Net interest income | 573,000 | 1,205,000 | 1,871,000 | 2,540,000 |
| Noninterest income | 41,000 | 81,000 | 152,000 | 228,000 |
| Noninterest expense | 620,000 | 1,212,000 | 1,808,000 | 2,402,000 |
| Provision for loan losses | 70,000 | 163,000 | 212,000 | 250,000 |
| Pretax income | -76,000 | -89,000 | 3,000 | 116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -76,000 | -89,000 | 3,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,313,000 | 9,301,000 | 9,395,000 | 9,509,000 |
| Total capital | 9,921,000 | 9,949,000 | 10,050,000 | 10,161,000 |
| Risk-weighted assets | 48,348,000 | 51,552,000 | 52,076,000 | 51,864,000 |