Call reports 2011
COMMUNITY 1ST BANK — 2011
What COMMUNITY 1ST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,133,000 | 57,848,000 | 63,388,000 | 70,182,000 |
| Total loans | 40,342,000 | 41,767,000 | 41,314,000 | 43,862,000 |
| Allowance for loan losses | 732,000 | 800,000 | 853,000 | 885,000 |
| Securities available for sale | 3,614,000 | 3,567,000 | 3,974,000 | 4,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,468,000 | 48,130,000 | 53,703,000 | 60,533,000 |
| Interest-bearing deposits | 41,408,000 | 43,416,000 | 48,699,000 | 54,294,000 |
| Noninterest-bearing deposits | 4,060,000 | 4,714,000 | 5,004,000 | 6,239,000 |
| Equity capital | 9,502,000 | 9,531,000 | 9,471,000 | 9,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,270,000 | 1,964,000 | 2,673,000 |
| Interest expense | 125,000 | 249,000 | 385,000 | 534,000 |
| Net interest income | 515,000 | 1,021,000 | 1,579,000 | 2,139,000 |
| Noninterest income | 21,000 | 48,000 | 78,000 | 104,000 |
| Noninterest expense | 419,000 | 873,000 | 1,466,000 | 1,997,000 |
| Provision for loan losses | 68,000 | 136,000 | 189,000 | 239,000 |
| Pretax income | 49,000 | 60,000 | 2,000 | 7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 60,000 | 2,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,427,000 | 9,438,000 | 9,382,000 | 9,389,000 |
| Total capital | 9,974,000 | 9,993,000 | 9,927,000 | 9,962,000 |
| Risk-weighted assets | 43,541,000 | 44,152,000 | 43,299,000 | 45,561,000 |