Call reports 2026
LYNDON STATE BANK, THE — 2026
What LYNDON STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 111,391,000 | 115,144,000 |
| Total loans | 94,189,000 | 97,869,000 |
| Allowance for loan losses | 803,000 | 809,000 |
| Securities available for sale | 9,188,000 | 8,674,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 82,574,000 | 85,105,000 |
| Interest-bearing deposits | 61,521,000 | 61,076,000 |
| Noninterest-bearing deposits | 21,053,000 | 24,029,000 |
| Equity capital | 10,063,000 | 10,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,656,000 | 3,417,000 |
| Interest expense | 421,000 | 886,000 |
| Net interest income | 1,235,000 | 2,531,000 |
| Noninterest income | 120,000 | 245,000 |
| Noninterest expense | 823,000 | 1,755,000 |
| Provision for loan losses | 0 | 6,000 |
| Pretax income | 532,000 | 1,015,000 |
| Income tax | 17,000 | 36,000 |
| Net income | 515,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,613,000 | 10,823,000 |
| Total capital | 11,416,000 | 11,632,000 |
| Risk-weighted assets | 83,531,000 | 87,033,000 |