Call reports 2024
LYNDON STATE BANK, THE — 2024
What LYNDON STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 98,811,000 | 98,497,000 | 97,797,000 | 102,285,000 |
| Total loans | 79,170,000 | 79,749,000 | 79,185,000 | 82,133,000 |
| Allowance for loan losses | 803,000 | 804,000 | 804,000 | 805,000 |
| Securities available for sale | 11,855,000 | 10,804,000 | 10,688,000 | 10,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,900,000 | 76,457,000 | 75,209,000 | 78,059,000 |
| Interest-bearing deposits | 55,385,000 | 57,612,000 | 56,125,000 | 58,184,000 |
| Noninterest-bearing deposits | 19,515,000 | 18,845,000 | 19,084,000 | 19,875,000 |
| Equity capital | 8,107,000 | 8,149,000 | 8,626,000 | 8,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,685,000 | 4,123,000 | 5,559,000 |
| Interest expense | 369,000 | 816,000 | 1,280,000 | 1,741,000 |
| Net interest income | 920,000 | 1,869,000 | 2,843,000 | 3,818,000 |
| Noninterest income | 122,000 | 250,000 | 365,000 | 484,000 |
| Noninterest expense | 910,000 | 1,894,000 | 2,828,000 | 3,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 225,000 | 380,000 | 523,000 |
| Income tax | 3,000 | 8,000 | 15,000 | 5,000 |
| Net income | 129,000 | 217,000 | 365,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,199,000 | 9,233,000 | 9,327,000 | 9,480,000 |
| Total capital | 10,002,000 | 10,037,000 | 10,131,000 | 10,285,000 |
| Risk-weighted assets | 72,318,000 | 73,971,000 | 72,274,000 | 74,852,000 |