Call reports 2006
LYNDON STATE BANK, THE — 2006
What LYNDON STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,044,000 | 81,382,000 | 80,415,000 | 78,281,000 |
| Total loans | 57,640,000 | 60,436,000 | 59,572,000 | 58,995,000 |
| Allowance for loan losses | 436,000 | 446,000 | 430,000 | 423,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,533,000 | 15,297,000 | 15,387,000 | 14,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,416,000 | 65,259,000 | 64,531,000 | 63,132,000 |
| Interest-bearing deposits | 58,407,000 | 59,251,000 | 58,672,000 | 58,221,000 |
| Noninterest-bearing deposits | 6,009,000 | 6,008,000 | 5,859,000 | 4,911,000 |
| Equity capital | 6,475,000 | 6,354,000 | 6,259,000 | 6,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,713,000 | 4,112,000 | 5,517,000 |
| Interest expense | 515,000 | 1,087,000 | 1,715,000 | 2,381,000 |
| Net interest income | 797,000 | 1,626,000 | 2,397,000 | 3,136,000 |
| Noninterest income | 110,000 | 250,000 | 381,000 | 594,000 |
| Noninterest expense | 612,000 | 1,221,000 | 1,929,000 | 2,588,000 |
| Provision for loan losses | 10,000 | 32,000 | 32,000 | 32,000 |
| Pretax income | 285,000 | 623,000 | 817,000 | 1,110,000 |
| Income tax | 6,000 | 25,000 | 38,000 | 52,000 |
| Net income | 279,000 | 598,000 | 779,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,830,000 | 5,724,000 | 5,644,000 | 5,938,000 |
| Total capital | 6,266,000 | 6,170,000 | 6,074,000 | 6,361,000 |
| Risk-weighted assets | 54,100,000 | 56,757,000 | 55,716,000 | 54,985,000 |
Machine access — free, no API key
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