Call reports 2024
EMIGRANT BANK — 2024
What EMIGRANT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 6,239,674,000 | 6,253,406,000 | 6,259,695,000 | 6,203,111,000 |
| Total loans | 4,691,080,000 | 4,654,455,000 | 4,438,566,000 | 4,300,483,000 |
| Allowance for loan losses | 73,615,000 | 74,442,000 | 70,503,000 | 75,741,000 |
| Securities available for sale | 427,970,000 | 424,483,000 | 401,140,000 | 373,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 782,000 | 0 | 0 | 1,000 |
| Total deposits | 4,670,784,000 | 4,603,873,000 | 4,537,928,000 | 4,866,565,000 |
| Interest-bearing deposits | 4,517,029,000 | 4,445,063,000 | 4,387,689,000 | 4,399,314,000 |
| Noninterest-bearing deposits | 153,755,000 | 158,810,000 | 150,239,000 | 467,251,000 |
| Equity capital | 1,445,329,000 | 1,426,351,000 | 1,477,630,000 | 1,133,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 106,736,000 | 212,796,000 | 320,513,000 | 427,219,000 |
| Interest expense | 47,148,000 | 94,782,000 | 142,179,000 | 187,559,000 |
| Net interest income | 59,588,000 | 118,014,000 | 178,334,000 | 239,660,000 |
| Noninterest income | 5,972,000 | 12,968,000 | 63,193,000 | 82,111,000 |
| Noninterest expense | 55,118,000 | 115,494,000 | 174,570,000 | 256,880,000 |
| Provision for loan losses | 178,000 | 761,000 | -5,089,000 | 23,760,000 |
| Pretax income | 15,468,000 | 21,545,000 | 89,222,000 | 62,402,000 |
| Income tax | 4,574,000 | 6,311,000 | 24,169,000 | 16,347,000 |
| Net income | 11,290,000 | 15,207,000 | 61,630,000 | 44,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,356,954,000 | 1,336,309,000 | 1,382,912,000 | 1,045,744,000 |
| Total capital | 1,436,550,000 | 1,416,380,000 | 1,458,508,000 | 1,125,117,000 |
| Risk-weighted assets | 6,615,805,000 | 6,655,370,000 | 6,434,877,000 | 6,348,986,000 |