Call reports 2023
EMIGRANT BANK — 2023
What EMIGRANT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,214,445,000 | 6,519,753,000 | 6,412,660,000 | 6,241,996,000 |
| Total loans | 4,623,259,000 | 4,566,849,000 | 4,697,864,000 | 4,689,463,000 |
| Allowance for loan losses | 77,636,000 | 68,919,000 | 78,577,000 | 73,357,000 |
| Securities available for sale | 446,544,000 | 431,354,000 | 428,884,000 | 428,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 438,000 | 624,000 | 892,000 | 521,000 |
| Total deposits | 5,658,347,000 | 4,968,182,000 | 4,845,324,000 | 4,696,889,000 |
| Interest-bearing deposits | 5,420,353,000 | 4,793,244,000 | 4,667,039,000 | 4,540,839,000 |
| Noninterest-bearing deposits | 237,994,000 | 174,938,000 | 178,285,000 | 156,050,000 |
| Equity capital | 1,399,035,000 | 1,408,701,000 | 1,409,396,000 | 1,430,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 109,083,000 | 220,993,000 | 332,350,000 | 438,781,000 |
| Interest expense | 48,258,000 | 95,731,000 | 145,757,000 | 194,567,000 |
| Net interest income | 60,825,000 | 125,262,000 | 186,593,000 | 244,214,000 |
| Noninterest income | 7,900,000 | 21,376,000 | 41,716,000 | 83,490,000 |
| Noninterest expense | 52,670,000 | 103,650,000 | 161,013,000 | 229,019,000 |
| Provision for loan losses | 4,294,000 | 9,563,000 | 19,099,000 | 37,100,000 |
| Pretax income | 12,142,000 | 33,706,000 | 37,931,000 | 52,104,000 |
| Income tax | 3,508,000 | 9,394,000 | 9,949,000 | 12,491,000 |
| Net income | 8,402,000 | 23,287,000 | 26,988,000 | 37,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,310,776,000 | 1,325,660,000 | 1,323,524,000 | 1,330,460,000 |
| Total capital | 1,391,163,000 | 1,399,597,000 | 1,404,919,000 | 1,409,435,000 |
| Risk-weighted assets | 6,425,826,000 | 6,352,776,000 | 6,509,416,000 | 6,520,791,000 |