Call reports 2022
EMIGRANT BANK — 2022
What EMIGRANT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,903,728,000 | 5,613,680,000 | 5,822,189,000 | 6,471,595,000 |
| Total loans | 4,286,692,000 | 4,223,769,000 | 4,240,748,000 | 4,354,717,000 |
| Allowance for loan losses | 85,892,000 | 79,258,000 | 70,498,000 | 76,529,000 |
| Securities available for sale | 478,562,000 | 477,816,000 | 458,526,000 | 452,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 388,000 | 501,000 | 788,000 | 672,000 |
| Total deposits | 4,289,024,000 | 4,076,732,000 | 4,315,409,000 | 4,922,480,000 |
| Interest-bearing deposits | 4,080,644,000 | 3,875,469,000 | 4,103,682,000 | 4,712,547,000 |
| Noninterest-bearing deposits | 208,380,000 | 201,263,000 | 211,727,000 | 209,933,000 |
| Equity capital | 1,379,115,000 | 1,381,973,000 | 1,383,171,000 | 1,413,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 60,019,000 | 126,160,000 | 199,895,000 | 291,495,000 |
| Interest expense | 3,951,000 | 10,327,000 | 24,571,000 | 55,693,000 |
| Net interest income | 56,068,000 | 115,833,000 | 175,324,000 | 235,802,000 |
| Noninterest income | 8,587,000 | 25,519,000 | 32,105,000 | 54,598,000 |
| Noninterest expense | 52,612,000 | 106,528,000 | 158,223,000 | 223,830,000 |
| Provision for loan losses | 933,000 | 3,469,000 | 8,840,000 | 16,886,000 |
| Pretax income | 420,000 | 17,307,000 | 27,953,000 | 60,363,000 |
| Income tax | -240,000 | 3,808,000 | 6,395,000 | 13,328,000 |
| Net income | -636,000 | 9,955,000 | 17,553,000 | 43,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,279,208,000 | 1,289,799,000 | 1,297,396,000 | 1,323,611,000 |
| Total capital | 1,353,965,000 | 1,364,173,000 | 1,368,946,000 | 1,400,253,000 |
| Risk-weighted assets | 5,968,013,000 | 5,943,706,000 | 5,951,226,000 | 6,130,284,000 |