Call reports 2021
EMIGRANT BANK — 2021
What EMIGRANT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,186,573,000 | 5,747,984,000 | 5,739,920,000 | 5,842,175,000 |
| Total loans | 4,179,853,000 | 4,254,354,000 | 4,343,754,000 | 4,166,229,000 |
| Allowance for loan losses | 81,058,000 | 78,683,000 | 72,612,000 | 84,845,000 |
| Securities available for sale | 341,523,000 | 324,463,000 | 306,582,000 | 279,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 373,000 | 243,000 | 244,000 | 220,000 |
| Total deposits | 4,649,968,000 | 4,237,130,000 | 4,237,708,000 | 4,210,075,000 |
| Interest-bearing deposits | 4,417,003,000 | 4,060,242,000 | 4,050,763,000 | 4,012,657,000 |
| Noninterest-bearing deposits | 232,965,000 | 176,888,000 | 186,945,000 | 197,418,000 |
| Equity capital | 1,230,257,000 | 1,256,132,000 | 1,282,812,000 | 1,407,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 57,357,000 | 115,218,000 | 177,668,000 | 241,195,000 |
| Interest expense | 4,997,000 | 9,352,000 | 13,402,000 | 17,524,000 |
| Net interest income | 52,360,000 | 105,866,000 | 164,266,000 | 223,671,000 |
| Noninterest income | 6,211,000 | 19,813,000 | 28,549,000 | 296,325,000 |
| Noninterest expense | 49,014,000 | 100,014,000 | 152,593,000 | 250,134,000 |
| Provision for loan losses | 861,000 | -1,630,000 | -1,876,000 | 9,447,000 |
| Pretax income | 14,900,000 | 51,118,000 | 98,924,000 | 260,634,000 |
| Income tax | 4,045,000 | 14,815,000 | 35,663,000 | 80,690,000 |
| Net income | 10,146,000 | 34,716,000 | 60,722,000 | 167,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,141,678,000 | 1,166,248,000 | 1,192,253,000 | 1,299,843,000 |
| Total capital | 1,213,309,000 | 1,238,921,000 | 1,266,384,000 | 1,372,887,000 |
| Risk-weighted assets | 5,719,150,000 | 5,806,513,000 | 6,102,578,000 | 5,830,295,000 |