Call reports 2020
EMIGRANT BANK — 2020
What EMIGRANT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,305,711,000 | 6,804,959,000 | 6,380,573,000 | 6,261,152,000 |
| Total loans | 4,466,211,000 | 4,704,847,000 | 4,470,069,000 | 4,268,205,000 |
| Allowance for loan losses | 75,115,000 | 81,901,000 | 83,250,000 | 79,732,000 |
| Securities available for sale | 511,641,000 | 480,154,000 | 375,712,000 | 357,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 360,000 | 149,000 | 2,632,000 | 147,000 |
| Total deposits | 4,357,160,000 | 4,888,744,000 | 4,865,703,000 | 4,700,578,000 |
| Interest-bearing deposits | 4,228,323,000 | 4,718,618,000 | 4,711,500,000 | 4,551,819,000 |
| Noninterest-bearing deposits | 128,837,000 | 170,126,000 | 154,203,000 | 148,759,000 |
| Equity capital | 1,194,797,000 | 1,203,437,000 | 1,225,404,000 | 1,268,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 79,140,000 | 144,649,000 | 208,091,000 | 273,959,000 |
| Interest expense | 15,200,000 | 25,881,000 | 34,097,000 | 40,333,000 |
| Net interest income | 63,940,000 | 118,768,000 | 173,994,000 | 233,626,000 |
| Noninterest income | 6,131,000 | 6,765,000 | 28,211,000 | 93,960,000 |
| Noninterest expense | 48,558,000 | 94,064,000 | 140,910,000 | 202,815,000 |
| Provision for loan losses | 11,738,000 | 18,606,000 | 21,657,000 | 22,302,000 |
| Pretax income | 9,776,000 | 12,850,000 | 40,511,000 | 103,342,000 |
| Income tax | 2,444,000 | 3,203,000 | 10,255,000 | 31,568,000 |
| Net income | 6,239,000 | 8,144,000 | 28,422,000 | 67,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,061,650,000 | 1,122,620,000 | 1,142,898,000 | 1,181,531,000 |
| Total capital | 1,136,810,000 | 1,199,595,000 | 1,215,567,000 | 1,254,162,000 |
| Risk-weighted assets | 5,951,512,000 | 6,150,632,000 | 5,800,923,000 | 5,801,653,000 |