Call reports 2019
EMIGRANT BANK — 2019
What EMIGRANT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,695,866,000 | 5,641,220,000 | 5,661,961,000 | 5,957,970,000 |
| Total loans | 4,044,392,000 | 4,181,623,000 | 4,225,906,000 | 4,461,296,000 |
| Allowance for loan losses | 69,877,000 | 70,213,000 | 63,972,000 | 63,163,000 |
| Securities available for sale | 913,088,000 | 631,595,000 | 579,623,000 | 537,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 180,000 | 158,000 | 260,000 | 331,000 |
| Total deposits | 4,413,363,000 | 4,302,147,000 | 4,353,165,000 | 4,594,842,000 |
| Interest-bearing deposits | 4,317,289,000 | 4,206,838,000 | 4,261,038,000 | 4,434,310,000 |
| Noninterest-bearing deposits | 96,074,000 | 95,309,000 | 92,127,000 | 160,532,000 |
| Equity capital | 1,189,461,000 | 1,199,347,000 | 1,214,376,000 | 1,200,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 76,198,000 | 152,383,000 | 229,485,000 | 306,763,000 |
| Interest expense | 17,679,000 | 35,995,000 | 54,082,000 | 71,330,000 |
| Net interest income | 58,519,000 | 116,388,000 | 175,403,000 | 235,433,000 |
| Noninterest income | 2,439,000 | 6,089,000 | 18,616,000 | 65,035,000 |
| Noninterest expense | 46,520,000 | 96,109,000 | 146,622,000 | 206,625,000 |
| Provision for loan losses | 4,382,000 | 5,796,000 | 6,911,000 | 7,876,000 |
| Pretax income | 10,085,000 | 20,667,000 | 40,583,000 | 86,065,000 |
| Income tax | 2,824,000 | 5,413,000 | 10,308,000 | 22,213,000 |
| Net income | 7,070,000 | 14,898,000 | 29,638,000 | 63,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,057,131,000 | 1,065,931,000 | 1,082,229,000 | 1,054,826,000 |
| Total capital | 1,124,177,000 | 1,136,362,000 | 1,147,785,000 | 1,119,306,000 |
| Risk-weighted assets | 5,308,481,000 | 5,582,893,000 | 5,610,840,000 | 5,924,861,000 |