Call reports 2018
EMIGRANT BANK — 2018
What EMIGRANT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 6,287,189,000 | 6,164,081,000 | 5,679,941,000 | 5,788,058,000 |
| Total loans | 4,344,544,000 | 4,192,739,000 | 3,920,168,000 | 3,926,400,000 |
| Allowance for loan losses | 79,317,000 | 81,348,000 | 67,081,000 | 67,103,000 |
| Securities available for sale | 996,355,000 | 1,124,263,000 | 1,069,822,000 | 1,002,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 258,019,000 | 268,676,000 | 288,712,000 | 288,276,000 |
| Total deposits | 4,859,151,000 | 4,725,411,000 | 4,366,535,000 | 4,512,915,000 |
| Interest-bearing deposits | 4,748,678,000 | 4,631,710,000 | 4,274,382,000 | 4,423,484,000 |
| Noninterest-bearing deposits | 110,473,000 | 93,701,000 | 92,153,000 | 89,431,000 |
| Equity capital | 1,216,377,000 | 1,236,433,000 | 1,150,561,000 | 1,178,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 75,765,000 | 154,835,000 | 238,956,000 | 317,858,000 |
| Interest expense | 12,325,000 | 26,790,000 | 40,996,000 | 57,332,000 |
| Net interest income | 63,440,000 | 128,045,000 | 197,960,000 | 260,526,000 |
| Noninterest income | 9,280,000 | 25,921,000 | 39,451,000 | 68,202,000 |
| Noninterest expense | 53,871,000 | 104,890,000 | 146,945,000 | 224,105,000 |
| Provision for loan losses | 1,285,000 | 3,313,000 | -10,366,000 | -10,411,000 |
| Pretax income | 17,738,000 | 46,075,000 | 101,157,000 | 115,514,000 |
| Income tax | 4,465,000 | 11,713,000 | 7,854,000 | 11,507,000 |
| Net income | 13,216,000 | 34,191,000 | 92,519,000 | 103,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,121,840,000 | 1,144,596,000 | 1,050,053,000 | 1,049,348,000 |
| Total capital | 1,188,768,000 | 1,210,606,000 | 1,114,054,000 | 1,113,954,000 |
| Risk-weighted assets | 5,323,529,000 | 5,243,215,000 | 5,086,210,000 | 5,112,838,000 |