Call reports 2016
EMIGRANT BANK — 2016
What EMIGRANT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,651,576,000 | 6,463,281,000 | 6,685,416,000 | 6,412,906,000 |
| Total loans | 4,170,676,000 | 4,359,300,000 | 4,476,536,000 | 4,451,424,000 |
| Allowance for loan losses | 76,694,000 | 72,514,000 | 73,775,000 | 75,771,000 |
| Securities available for sale | 1,451,047,000 | 1,500,754,000 | 1,528,366,000 | 1,307,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 173,422,000 | 189,167,000 | 191,111,000 | 214,619,000 |
| Total deposits | 5,408,184,000 | 5,199,850,000 | 4,807,634,000 | 4,399,461,000 |
| Interest-bearing deposits | 5,309,055,000 | 5,103,232,000 | 4,712,640,000 | 4,298,357,000 |
| Noninterest-bearing deposits | 99,129,000 | 96,618,000 | 94,994,000 | 101,104,000 |
| Equity capital | 1,108,209,000 | 1,111,245,000 | 1,131,598,000 | 1,103,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 66,214,000 | 132,981,000 | 205,131,000 | 277,226,000 |
| Interest expense | 9,836,000 | 19,537,000 | 28,760,000 | 37,608,000 |
| Net interest income | 56,378,000 | 113,444,000 | 176,371,000 | 239,618,000 |
| Noninterest income | 9,922,000 | 22,284,000 | 34,363,000 | 64,248,000 |
| Noninterest expense | 52,211,000 | 108,610,000 | 158,526,000 | 219,388,000 |
| Provision for loan losses | 2,164,000 | 6,600,000 | 5,966,000 | 7,983,000 |
| Pretax income | 11,810,000 | 20,617,000 | 45,656,000 | 64,036,000 |
| Income tax | 4,318,000 | 7,579,000 | 17,017,000 | 24,236,000 |
| Net income | 7,551,000 | 13,094,000 | 28,417,000 | 39,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 986,336,000 | 989,141,000 | 1,012,344,000 | 1,046,709,000 |
| Total capital | 1,051,355,000 | 1,057,764,000 | 1,084,008,000 | 1,116,989,000 |
| Risk-weighted assets | 5,042,693,000 | 5,337,667,000 | 5,584,543,000 | 5,539,986,000 |