Call reports 2015
EMIGRANT BANK — 2015
What EMIGRANT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,231,977,000 | 5,985,224,000 | 6,612,327,000 | 6,770,605,000 |
| Total loans | 4,213,478,000 | 4,076,952,000 | 4,057,590,000 | 4,139,315,000 |
| Allowance for loan losses | 75,561,000 | 77,610,000 | 77,676,000 | 74,593,000 |
| Securities available for sale | 1,306,274,000 | 1,220,667,000 | 1,164,858,000 | 1,302,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 176,561,000 | 188,385,000 | 166,679,000 | 163,786,000 |
| Total deposits | 4,541,556,000 | 4,573,239,000 | 5,361,048,000 | 5,542,027,000 |
| Interest-bearing deposits | 4,450,236,000 | 4,474,983,000 | 5,255,575,000 | 5,401,444,000 |
| Noninterest-bearing deposits | 91,320,000 | 98,256,000 | 105,473,000 | 140,583,000 |
| Equity capital | 1,062,384,000 | 1,072,554,000 | 1,091,391,000 | 1,097,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 63,728,000 | 128,347,000 | 191,527,000 | 257,297,000 |
| Interest expense | 7,827,000 | 15,608,000 | 24,925,000 | 35,283,000 |
| Net interest income | 55,901,000 | 112,739,000 | 166,602,000 | 222,014,000 |
| Noninterest income | 56,103,000 | 72,120,000 | 111,996,000 | 121,360,000 |
| Noninterest expense | 49,348,000 | 105,896,000 | 158,189,000 | 217,509,000 |
| Provision for loan losses | 2,670,000 | 6,119,000 | 6,220,000 | 3,270,000 |
| Pretax income | 81,717,000 | 98,182,000 | 139,566,000 | 147,977,000 |
| Income tax | 33,552,000 | 39,996,000 | 57,361,000 | 57,869,000 |
| Net income | 43,606,000 | 53,681,000 | 77,572,000 | 84,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 963,962,000 | 982,165,000 | 1,019,692,000 | 1,023,725,000 |
| Total capital | 1,033,107,000 | 1,046,959,000 | 1,083,244,000 | 1,088,053,000 |
| Risk-weighted assets | 5,226,696,000 | 5,053,616,000 | 4,964,283,000 | 5,029,585,000 |