Call reports 2013
EMIGRANT BANK — 2013
What EMIGRANT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,833,691,000 | 7,149,884,000 | 6,646,215,000 | 6,431,976,000 |
| Total loans | 4,292,585,000 | 4,132,372,000 | 3,985,729,000 | 3,968,528,000 |
| Allowance for loan losses | 88,450,000 | 85,967,000 | 86,261,000 | 86,127,000 |
| Securities available for sale | 2,368,341,000 | 2,129,931,000 | 1,930,495,000 | 1,812,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 287,736,000 | 362,612,000 | 266,257,000 | 157,989,000 |
| Total deposits | 8,301,581,000 | 5,104,287,000 | 4,893,818,000 | 4,852,260,000 |
| Interest-bearing deposits | 8,015,459,000 | 5,019,507,000 | 4,813,556,000 | 4,766,550,000 |
| Noninterest-bearing deposits | 286,122,000 | 84,780,000 | 80,262,000 | 85,710,000 |
| Equity capital | 1,363,456,000 | 1,508,625,000 | 1,027,618,000 | 973,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 73,191,000 | 144,014,000 | 212,652,000 | 268,032,000 |
| Interest expense | 14,437,000 | 23,528,000 | 31,334,000 | 39,053,000 |
| Net interest income | 58,754,000 | 120,486,000 | 181,318,000 | 228,979,000 |
| Noninterest income | 7,871,000 | 279,685,000 | 291,216,000 | 203,291,000 |
| Noninterest expense | 53,419,000 | 114,390,000 | 165,464,000 | 235,157,000 |
| Provision for loan losses | 730,000 | 198,000 | 1,253,000 | 1,117,000 |
| Pretax income | 17,670,000 | 291,535,000 | 309,201,000 | 195,122,000 |
| Income tax | 7,816,000 | 126,901,000 | 133,170,000 | 89,016,000 |
| Net income | 9,258,000 | 163,485,000 | 174,259,000 | 105,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,382,264,000 | 1,542,018,000 | 1,068,211,000 | 974,037,000 |
| Total capital | 1,450,828,000 | 1,605,935,000 | 1,128,610,000 | 1,039,592,000 |
| Risk-weighted assets | 4,846,072,000 | 4,566,660,000 | 4,477,408,000 | 4,440,248,000 |