Call reports 2012
EMIGRANT BANK — 2012
What EMIGRANT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 7,798,111,000 | 7,794,806,000 | 8,143,709,000 | 9,943,641,000 |
| Total loans | 3,511,559,000 | 3,423,316,000 | 3,421,018,000 | 4,348,494,000 |
| Allowance for loan losses | 78,147,000 | 75,392,000 | 74,758,000 | 89,053,000 |
| Securities available for sale | 1,855,495,000 | 1,845,238,000 | 1,581,835,000 | 2,609,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,250,000 | 3,344,000 | 0 | 282,865,000 |
| Total deposits | 5,868,394,000 | 5,684,272,000 | 5,642,412,000 | 8,429,559,000 |
| Interest-bearing deposits | 5,554,599,000 | 5,384,622,000 | 5,348,904,000 | 8,129,208,000 |
| Noninterest-bearing deposits | 313,795,000 | 299,650,000 | 293,508,000 | 300,351,000 |
| Equity capital | 949,123,000 | 979,624,000 | 1,002,420,000 | 1,344,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 59,830,000 | 116,881,000 | 173,572,000 | 330,033,000 |
| Interest expense | 11,532,000 | 22,048,000 | 32,652,000 | 74,046,000 |
| Net interest income | 48,298,000 | 94,833,000 | 140,920,000 | 255,987,000 |
| Noninterest income | 7,912,000 | 13,206,000 | 22,326,000 | 34,127,000 |
| Noninterest expense | 37,991,000 | 76,507,000 | 115,799,000 | 226,847,000 |
| Provision for loan losses | -5,284,000 | -5,580,000 | -4,063,000 | 2,937,000 |
| Pretax income | 30,842,000 | 45,830,000 | 66,932,000 | 87,051,000 |
| Income tax | 14,078,000 | 20,934,000 | 30,830,000 | -159,000 |
| Net income | 16,717,000 | 24,708,000 | 35,725,000 | 86,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 908,263,000 | 981,441,000 | 1,010,879,000 | 1,360,573,000 |
| Total capital | 959,668,000 | 1,033,471,000 | 1,068,321,000 | 1,423,790,000 |
| Risk-weighted assets | 4,084,932,000 | 4,101,657,000 | 4,085,813,000 | 4,835,836,000 |