Call reports 2011
EMIGRANT BANK — 2011
What EMIGRANT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 8,355,757,000 | 8,413,826,000 | 8,118,071,000 | 7,970,635,000 |
| Total loans | 3,631,809,000 | 3,456,821,000 | 3,505,262,000 | 3,661,630,000 |
| Allowance for loan losses | 96,019,000 | 91,088,000 | 87,060,000 | 84,479,000 |
| Securities available for sale | 2,988,683,000 | 2,705,743,000 | 2,447,749,000 | 2,504,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,742,000 | 9,696,000 | 54,897,000 | 72,965,000 |
| Total deposits | 6,972,100,000 | 6,532,620,000 | 6,111,467,000 | 6,007,714,000 |
| Interest-bearing deposits | 6,873,549,000 | 6,432,173,000 | 6,002,105,000 | 5,693,620,000 |
| Noninterest-bearing deposits | 98,551,000 | 100,447,000 | 109,362,000 | 314,094,000 |
| Equity capital | 1,003,134,000 | 1,017,867,000 | 987,773,000 | 1,018,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 68,765,000 | 132,735,000 | 195,281,000 | 257,062,000 |
| Interest expense | 18,825,000 | 36,275,000 | 53,058,000 | 66,261,000 |
| Net interest income | 49,940,000 | 96,460,000 | 142,223,000 | 190,801,000 |
| Noninterest income | 4,455,000 | 13,384,000 | -22,778,000 | 56,309,000 |
| Noninterest expense | 38,635,000 | 80,313,000 | 117,967,000 | 158,429,000 |
| Provision for loan losses | 1,037,000 | 138,000 | -1,390,000 | -1,229,000 |
| Pretax income | 17,219,000 | 41,345,000 | 15,915,000 | 103,791,000 |
| Income tax | 7,928,000 | 18,629,000 | 7,366,000 | 42,648,000 |
| Net income | 9,079,000 | 22,354,000 | 7,952,000 | 50,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 895,495,000 | 916,413,000 | 902,130,000 | 956,626,000 |
| Total capital | 955,815,000 | 974,946,000 | 956,622,000 | 1,012,637,000 |
| Risk-weighted assets | 4,358,845,000 | 4,289,678,000 | 4,325,720,000 | 4,456,820,000 |