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Call reports 2007

EMIGRANT BANK — 2007

What EMIGRANT BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/69ec10dd-57c4-4897-a044-038f5825a4ce/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets11,518,347,00011,528,738,00011,337,811,00010,948,778,000
Total loans6,652,487,0006,864,371,0006,845,162,0006,894,576,000
Allowance for loan losses36,432,00038,803,00040,944,00043,132,000
Securities available for sale2,396,775,0002,532,106,0002,948,834,0003,073,806,000
Securities held to maturity0000
Trading assets006,133,0000
Total deposits9,463,645,0009,609,782,0009,655,132,0009,466,063,000
Interest-bearing deposits9,388,723,0009,408,404,0009,540,445,0009,309,110,000
Noninterest-bearing deposits74,922,000201,378,000114,687,000156,953,000
Equity capital916,986,000946,001,000875,481,000801,258,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income178,411,000355,992,000534,304,000706,478,000
Interest expense124,909,000245,800,000368,717,000482,299,000
Net interest income53,502,000110,192,000165,587,000224,179,000
Noninterest income17,772,00028,935,00026,996,00058,322,000
Noninterest expense38,030,00075,709,000115,222,000152,700,000
Provision for loan losses2,412,0004,724,0007,139,0009,552,000
Pretax income31,847,00060,292,00071,820,000118,992,000
Income tax1,195,0002,985,0003,548,0006,939,000
Net income30,652,00057,307,00068,272,000112,053,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital904,742,000935,284,000901,804,000850,317,000
Total capital941,174,000974,087,000942,748,000893,449,000
Risk-weighted assets8,273,720,0008,752,095,0008,819,678,0008,565,351,000

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