Call reports 2004
EMIGRANT BANK — 2004
What EMIGRANT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,919,788,000 | 9,632,448,000 | 9,574,470,000 | 10,267,659,000 |
| Total loans | 6,298,414,000 | 5,694,620,000 | 5,867,726,000 | 5,800,386,000 |
| Allowance for loan losses | 47,762,000 | 23,593,000 | 24,075,000 | 24,530,000 |
| Securities available for sale | 2,758,286,000 | 3,249,645,000 | 3,288,204,000 | 3,850,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 22,896,000 | 21,175,000 |
| Total deposits | 4,728,986,000 | 5,104,442,000 | 4,911,346,000 | 5,050,595,000 |
| Interest-bearing deposits | 4,599,852,000 | 4,979,447,000 | 4,789,606,000 | 4,902,392,000 |
| Noninterest-bearing deposits | 129,134,000 | 124,995,000 | 121,740,000 | 148,203,000 |
| Equity capital | 654,900,000 | 881,792,000 | 928,914,000 | 1,008,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 118,562,000 | 227,209,000 | 341,223,000 | 463,067,000 |
| Interest expense | 46,554,000 | 89,505,000 | 131,948,000 | 177,511,000 |
| Net interest income | 72,008,000 | 137,704,000 | 209,275,000 | 285,556,000 |
| Noninterest income | 14,243,000 | 122,231,000 | 134,868,000 | 163,468,000 |
| Noninterest expense | 42,816,000 | 90,122,000 | 131,200,000 | 177,723,000 |
| Provision for loan losses | 450,000 | -23,700,000 | -23,250,000 | -22,800,000 |
| Pretax income | 44,686,000 | 196,707,000 | 257,819,000 | 327,329,000 |
| Income tax | -20,691,000 | 33,160,000 | 38,986,000 | 51,530,000 |
| Net income | 65,377,000 | 163,547,000 | 218,833,000 | 275,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 620,831,000 | 883,164,000 | 914,362,000 | 987,582,000 |
| Total capital | 680,802,000 | 917,652,000 | 947,983,000 | 1,023,838,000 |
| Risk-weighted assets | 6,072,332,000 | 5,615,046,000 | 5,974,639,000 | 6,049,942,000 |
Machine access — free, no API key
Every figure shown here about EMIGRANT BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.