Call reports 2020
NBH BANK — 2020
What NBH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,028,144,000 | 6,382,684,000 | 6,600,452,000 | 6,656,382,000 |
| Total loans | 4,633,173,000 | 4,987,240,000 | 4,829,124,000 | 4,601,539,000 |
| Allowance for loan losses | 50,956,000 | 60,465,000 | 60,979,000 | 59,777,000 |
| Securities available for sale | 628,927,000 | 610,267,000 | 572,055,000 | 661,486,000 |
| Securities held to maturity | 192,902,000 | 215,183,000 | 320,001,000 | 376,615,000 |
| Trading assets | 21,853,000 | 22,646,000 | 21,287,000 | 18,149,000 |
| Total deposits | 4,830,297,000 | 5,506,871,000 | 5,710,568,000 | 5,778,451,000 |
| Interest-bearing deposits | 3,593,554,000 | 3,914,983,000 | 4,084,342,000 | 3,564,990,000 |
| Noninterest-bearing deposits | 1,236,743,000 | 1,591,888,000 | 1,626,226,000 | 2,213,461,000 |
| Equity capital | 677,575,000 | 690,802,000 | 711,952,000 | 725,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 58,667,000 | 112,412,000 | 164,714,000 | 218,002,000 |
| Interest expense | 8,320,000 | 14,737,000 | 20,324,000 | 25,056,000 |
| Net interest income | 50,347,000 | 97,675,000 | 144,390,000 | 192,946,000 |
| Noninterest income | 23,819,000 | 62,897,000 | 107,809,000 | 141,470,000 |
| Noninterest expense | 46,712,000 | 98,569,000 | 152,650,000 | 199,728,000 |
| Provision for loan losses | 6,409,000 | 16,534,000 | 17,533,000 | 17,534,000 |
| Pretax income | 21,045,000 | 45,469,000 | 82,016,000 | 117,154,000 |
| Income tax | 3,661,000 | 8,485,000 | 15,765,000 | 22,538,000 |
| Net income | 17,384,000 | 36,984,000 | 66,251,000 | 94,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 547,335,000 | 563,428,000 | 586,215,000 | 600,622,000 |
| Total capital | 594,096,000 | 614,921,000 | 640,758,000 | 654,209,000 |
| Risk-weighted assets | 4,918,083,000 | 4,913,179,000 | 4,728,342,000 | 4,732,792,000 |