Call reports 2016
NBH BANK — 2016
What NBH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,600,440,000 | 4,614,992,000 | 4,592,567,000 | 4,556,051,000 |
| Total loans | 2,599,464,000 | 2,748,194,000 | 2,842,896,000 | 2,885,108,000 |
| Allowance for loan losses | 37,166,000 | 40,106,000 | 28,021,000 | 29,174,000 |
| Securities available for sale | 1,107,999,000 | 1,045,628,000 | 968,434,000 | 883,813,000 |
| Securities held to maturity | 404,578,000 | 381,172,000 | 355,427,000 | 332,505,000 |
| Trading assets | 3,546,000 | 4,461,000 | 4,443,000 | 1,900,000 |
| Total deposits | 3,971,625,000 | 3,922,829,000 | 3,897,568,000 | 3,933,171,000 |
| Interest-bearing deposits | 3,034,238,000 | 3,818,452,000 | 3,806,365,000 | 3,842,124,000 |
| Noninterest-bearing deposits | 937,387,000 | 104,377,000 | 91,203,000 | 91,047,000 |
| Equity capital | 457,061,000 | 465,710,000 | 466,526,000 | 455,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 41,554,000 | 80,001,000 | 120,766,000 | 160,425,000 |
| Interest expense | 3,516,000 | 7,234,000 | 10,934,000 | 14,808,000 |
| Net interest income | 38,038,000 | 72,767,000 | 109,832,000 | 145,617,000 |
| Noninterest income | 8,640,000 | 21,127,000 | 35,135,000 | 45,716,000 |
| Noninterest expense | 33,865,000 | 67,260,000 | 101,293,000 | 134,598,000 |
| Provision for loan losses | 10,619,000 | 17,076,000 | 22,369,000 | 23,651,000 |
| Pretax income | 2,194,000 | 9,558,000 | 21,306,000 | 33,087,000 |
| Income tax | 534,000 | 1,973,000 | 4,269,000 | 7,693,000 |
| Net income | 1,660,000 | 7,585,000 | 17,037,000 | 25,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 380,446,000 | 387,179,000 | 389,951,000 | 389,190,000 |
| Total capital | 418,572,000 | 427,107,000 | 418,298,000 | 418,690,000 |
| Risk-weighted assets | 3,072,905,000 | 3,192,619,000 | 3,265,576,000 | 3,307,451,000 |