Call reports 2015
NBH BANK — 2015
What NBH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,971,601,000 | 4,760,314,000 | 4,770,010,000 | 4,668,492,000 |
| Total loans | 2,221,204,000 | 2,338,561,000 | 2,534,374,000 | 2,600,965,000 |
| Allowance for loan losses | 18,873,000 | 20,241,000 | 23,827,000 | 27,119,000 |
| Securities available for sale | 1,412,995,000 | 1,316,410,000 | 1,242,075,000 | 1,156,827,000 |
| Securities held to maturity | 503,610,000 | 472,605,000 | 445,069,000 | 427,504,000 |
| Trading assets | 0 | 0 | 2,798,000 | 1,959,000 |
| Total deposits | 3,965,523,000 | 3,858,756,000 | 3,892,328,000 | 3,856,416,000 |
| Interest-bearing deposits | 3,281,283,000 | 3,192,206,000 | 3,256,687,000 | 3,372,514,000 |
| Noninterest-bearing deposits | 684,240,000 | 666,550,000 | 635,641,000 | 483,902,000 |
| Equity capital | 614,308,000 | 608,636,000 | 588,934,000 | 586,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 43,086,000 | 85,604,000 | 127,915,000 | 171,406,000 |
| Interest expense | 3,608,000 | 7,270,000 | 10,899,000 | 14,461,000 |
| Net interest income | 39,478,000 | 78,334,000 | 117,016,000 | 156,945,000 |
| Noninterest income | 1,280,000 | 4,943,000 | 8,181,000 | 24,224,000 |
| Noninterest expense | 37,401,000 | 76,501,000 | 114,085,000 | 154,902,000 |
| Provision for loan losses | 1,453,000 | 3,311,000 | 7,021,000 | 12,444,000 |
| Pretax income | 1,904,000 | 3,465,000 | 4,091,000 | 13,823,000 |
| Income tax | 129,000 | -279,000 | -1,128,000 | 1,954,000 |
| Net income | 1,775,000 | 3,744,000 | 5,219,000 | 11,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 536,374,000 | 538,878,000 | 515,047,000 | 519,766,000 |
| Total capital | 555,498,000 | 559,370,000 | 539,236,000 | 547,846,000 |
| Risk-weighted assets | 2,578,062,000 | 2,682,448,000 | 2,898,864,000 | 3,133,304,000 |