Call reports 2013
NBH BANK — 2013
What NBH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 5,150,061,000 | 5,151,195,000 | 5,116,933,000 | 4,890,328,000 |
| Total loans | 1,772,483,000 | 1,729,575,000 | 1,748,078,000 | 1,859,881,000 |
| Allowance for loan losses | 12,889,000 | 11,847,000 | 11,419,000 | 12,521,000 |
| Securities available for sale | 2,106,462,000 | 2,046,117,000 | 1,889,543,000 | 1,785,109,000 |
| Securities held to maturity | 517,017,000 | 592,661,000 | 664,717,000 | 641,907,000 |
| Trading assets | 0 | 0 | 0 | 73,000 |
| Total deposits | 4,061,124,000 | 4,012,591,000 | 3,994,937,000 | 4,087,015,000 |
| Interest-bearing deposits | 3,614,741,000 | 3,567,825,000 | 3,483,233,000 | 2,696,910,000 |
| Noninterest-bearing deposits | 446,383,000 | 444,766,000 | 511,704,000 | 1,390,105,000 |
| Equity capital | 977,776,000 | 955,323,000 | 948,736,000 | 631,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 50,050,000 | 98,495,000 | 148,003,000 | 195,378,000 |
| Interest expense | 4,529,000 | 8,720,000 | 12,727,000 | 16,513,000 |
| Net interest income | 45,521,000 | 89,775,000 | 135,276,000 | 178,865,000 |
| Noninterest income | 7,499,000 | 15,173,000 | 26,190,000 | 28,527,000 |
| Noninterest expense | 46,529,000 | 89,661,000 | 141,151,000 | 182,937,000 |
| Provision for loan losses | 1,417,000 | 3,087,000 | 3,524,000 | 4,296,000 |
| Pretax income | 5,074,000 | 12,200,000 | 16,791,000 | 20,159,000 |
| Income tax | 1,996,000 | 4,698,000 | 6,485,000 | 6,994,000 |
| Net income | 3,078,000 | 7,502,000 | 10,306,000 | 13,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 855,780,000 | 861,540,000 | 865,682,000 | 556,876,000 |
| Total capital | 869,045,000 | 874,188,000 | 877,901,000 | 569,998,000 |
| Risk-weighted assets | 1,815,582,000 | 1,867,136,000 | 1,952,732,000 | 2,093,942,000 |