Call reports 2012
NBH BANK — 2012
What NBH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 5,959,289,000 | 5,674,181,000 | 5,416,007,000 | 5,302,932,000 |
| Total loans | 2,106,490,000 | 1,984,075,000 | 1,937,799,000 | 1,838,070,000 |
| Allowance for loan losses | 12,408,000 | 17,294,000 | 17,496,000 | 15,380,000 |
| Securities available for sale | 1,738,510,000 | 1,803,424,000 | 1,739,213,000 | 1,717,609,000 |
| Securities held to maturity | 760,744,000 | 707,110,000 | 643,661,000 | 577,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,772,634,000 | 4,529,639,000 | 4,282,896,000 | 4,201,621,000 |
| Interest-bearing deposits | 4,403,891,000 | 4,177,791,000 | 3,846,370,000 | 3,730,421,000 |
| Noninterest-bearing deposits | 368,743,000 | 351,848,000 | 436,526,000 | 471,200,000 |
| Equity capital | 971,251,000 | 976,106,000 | 980,352,000 | 979,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 62,819,000 | 122,632,000 | 178,577,000 | 233,230,000 |
| Interest expense | 9,636,000 | 17,564,000 | 24,109,000 | 29,234,000 |
| Net interest income | 53,183,000 | 105,068,000 | 154,468,000 | 203,996,000 |
| Noninterest income | 9,837,000 | 22,164,000 | 33,987,000 | 36,705,000 |
| Noninterest expense | 48,567,000 | 93,463,000 | 142,992,000 | 184,449,000 |
| Provision for loan losses | 7,836,000 | 20,061,000 | 25,325,000 | 27,995,000 |
| Pretax income | 7,291,000 | 14,382,000 | 20,812,000 | 28,931,000 |
| Income tax | 2,768,000 | 5,579,000 | 8,084,000 | 11,232,000 |
| Net income | 4,523,000 | 8,803,000 | 12,728,000 | 17,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 834,178,000 | 839,820,000 | 865,171,000 | 851,365,000 |
| Total capital | 846,897,000 | 857,425,000 | 882,977,000 | 867,121,000 |
| Risk-weighted assets | 2,015,537,000 | 1,964,293,000 | 1,879,055,000 | 1,828,611,000 |