Call reports 2014
KEYSTONE BANK — 2014
What KEYSTONE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 240,061,000 | 243,040,000 | 239,111,000 | 239,075,000 |
| Total loans | 155,438,000 | 165,112,000 | 162,321,000 | 165,192,000 |
| Allowance for loan losses | 2,392,000 | 2,373,000 | 2,311,000 | 2,370,000 |
| Securities available for sale | 40,684,000 | 38,415,000 | 39,384,000 | 39,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,450,000 | 210,017,000 | 204,945,000 | 204,579,000 |
| Interest-bearing deposits | 183,698,000 | 182,309,000 | 179,383,000 | 179,503,000 |
| Noninterest-bearing deposits | 23,753,000 | 27,708,000 | 25,562,000 | 25,075,000 |
| Equity capital | 24,881,000 | 25,389,000 | 26,441,000 | 26,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 4,933,000 | 7,495,000 | 10,029,000 |
| Interest expense | 359,000 | 726,000 | 1,085,000 | 1,420,000 |
| Net interest income | 2,089,000 | 4,207,000 | 6,410,000 | 8,609,000 |
| Noninterest income | 252,000 | 612,000 | 1,121,000 | 1,501,000 |
| Noninterest expense | 1,445,000 | 2,951,000 | 4,583,000 | 6,209,000 |
| Provision for loan losses | 45,000 | 70,000 | 150,000 | 425,000 |
| Pretax income | 906,000 | 1,891,000 | 2,896,000 | 3,634,000 |
| Income tax | 269,000 | 562,000 | 863,000 | 1,036,000 |
| Net income | 637,000 | 1,329,000 | 2,033,000 | 2,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,077,000 | 25,340,000 | 26,294,000 | 26,860,000 |
| Total capital | 27,278,000 | 27,571,000 | 26,401,000 | 29,120,000 |
| Risk-weighted assets | 175,961,000 | 178,336,000 | 174,141,000 | 180,684,000 |
Machine access — free, no API key
Every figure shown here about KEYSTONE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.