Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,077,512,000 | 1,112,050,000 | 1,147,111,000 | 1,177,250,000 |
| Total loans | 916,661,000 | 942,922,000 | 973,775,000 | 1,005,023,000 |
| Allowance for loan losses | 11,390,000 | 11,910,000 | 12,503,000 | 13,414,000 |
| Securities available for sale | 112,931,000 | 113,019,000 | 111,282,000 | 115,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 936,836,000 | 942,509,000 | 953,936,000 | 1,000,470,000 |
| Interest-bearing deposits | 787,225,000 | 788,659,000 | 810,961,000 | 853,023,000 |
| Noninterest-bearing deposits | 149,611,000 | 153,850,000 | 142,975,000 | 147,447,000 |
| Equity capital | 115,282,000 | 117,986,000 | 124,469,000 | 129,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,825,000 | 32,562,000 | 50,007,000 | 67,540,000 |
| Interest expense | 6,229,000 | 12,586,000 | 19,127,000 | 25,568,000 |
| Net interest income | 9,596,000 | 19,976,000 | 30,880,000 | 41,972,000 |
| Noninterest income | 1,519,000 | 3,162,000 | 4,770,000 | 6,807,000 |
| Noninterest expense | 5,911,000 | 11,701,000 | 17,694,000 | 24,013,000 |
| Provision for loan losses | 300,000 | 900,000 | 1,499,000 | 2,799,000 |
| Pretax income | 4,899,000 | 10,535,000 | 16,444,000 | 21,962,000 |
| Income tax | 170,000 | 367,000 | 572,000 | 765,000 |
| Net income | 4,729,000 | 10,168,000 | 15,872,000 | 21,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,471,000 | 114,675,000 | 118,652,000 | 122,555,000 |
| Total capital | 121,861,000 | 126,585,000 | 131,155,000 | 135,439,000 |
| Risk-weighted assets | 946,009,000 | 976,839,000 | 1,003,559,000 | 1,030,199,000 |
Machine access — free, no API key
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