Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 836,619,000 | 877,686,000 | 897,768,000 | 943,335,000 |
| Total loans | 689,270,000 | 733,005,000 | 760,640,000 | 803,924,000 |
| Allowance for loan losses | 9,130,000 | 9,308,000 | 9,513,000 | 9,730,000 |
| Securities available for sale | 102,769,000 | 91,582,000 | 88,886,000 | 88,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,768,000 | 721,199,000 | 748,389,000 | 802,795,000 |
| Interest-bearing deposits | 591,880,000 | 588,910,000 | 622,260,000 | 663,811,000 |
| Noninterest-bearing deposits | 133,888,000 | 132,289,000 | 126,129,000 | 138,984,000 |
| Equity capital | 99,733,000 | 102,549,000 | 101,148,000 | 107,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,234,000 | 21,609,000 | 33,937,000 | 47,166,000 |
| Interest expense | 2,814,000 | 6,564,000 | 11,293,000 | 16,516,000 |
| Net interest income | 7,420,000 | 15,045,000 | 22,644,000 | 30,650,000 |
| Noninterest income | 1,276,000 | 2,700,000 | 4,130,000 | 5,380,000 |
| Noninterest expense | 4,852,000 | 9,784,000 | 14,966,000 | 20,346,000 |
| Provision for loan losses | 180,000 | 360,000 | 565,000 | 820,000 |
| Pretax income | 3,494,000 | 7,441,000 | 11,095,000 | 14,740,000 |
| Income tax | 148,000 | 249,000 | 404,000 | 559,000 |
| Net income | 3,346,000 | 7,192,000 | 10,691,000 | 14,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,161,000 | 98,729,000 | 99,866,000 | 102,675,000 |
| Total capital | 104,019,000 | 108,037,000 | 109,380,000 | 112,405,000 |
| Risk-weighted assets | 708,368,000 | 754,305,000 | 781,387,000 | 822,707,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.