Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 629,094,000 | 662,787,000 | 668,333,000 | 732,315,000 |
| Total loans | 537,247,000 | 576,644,000 | 579,731,000 | 570,819,000 |
| Allowance for loan losses | 7,530,000 | 7,743,000 | 7,970,000 | 7,768,000 |
| Securities available for sale | 40,895,000 | 42,576,000 | 43,371,000 | 42,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,004,000 | 564,778,000 | 568,357,000 | 630,192,000 |
| Interest-bearing deposits | 447,535,000 | 464,026,000 | 469,449,000 | 510,700,000 |
| Noninterest-bearing deposits | 87,469,000 | 100,752,000 | 98,908,000 | 119,492,000 |
| Equity capital | 81,065,000 | 83,989,000 | 86,193,000 | 88,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,379,000 | 14,665,000 | 21,919,000 | 29,112,000 |
| Interest expense | 1,634,000 | 2,954,000 | 4,106,000 | 5,188,000 |
| Net interest income | 5,745,000 | 11,711,000 | 17,813,000 | 23,924,000 |
| Noninterest income | 1,144,000 | 2,501,000 | 3,903,000 | 5,201,000 |
| Noninterest expense | 3,671,000 | 7,345,000 | 11,097,000 | 15,336,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 2,984,000 | 6,435,000 | 9,978,000 | 12,956,000 |
| Income tax | 126,000 | 272,000 | 422,000 | 548,000 |
| Net income | 2,858,000 | 6,163,000 | 9,556,000 | 12,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,080,000 | 73,370,000 | 75,542,000 | 77,480,000 |
| Total capital | 78,011,000 | 80,514,000 | 82,848,000 | 84,813,000 |
| Risk-weighted assets | 553,848,000 | 570,920,000 | 583,679,000 | 586,183,000 |