Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 573,193,000 | 577,323,000 | 592,894,000 | 638,804,000 |
| Total loans | 492,210,000 | 496,410,000 | 508,896,000 | 534,228,000 |
| Allowance for loan losses | 6,553,000 | 6,806,000 | 7,135,000 | 7,320,000 |
| Securities available for sale | 46,136,000 | 43,339,000 | 41,955,000 | 41,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,763,000 | 477,707,000 | 501,918,000 | 545,888,000 |
| Interest-bearing deposits | 404,876,000 | 396,303,000 | 418,140,000 | 449,223,000 |
| Noninterest-bearing deposits | 83,887,000 | 81,404,000 | 83,778,000 | 96,665,000 |
| Equity capital | 72,627,000 | 75,277,000 | 77,727,000 | 79,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,043,000 | 14,453,000 | 21,972,000 | 29,258,000 |
| Interest expense | 1,592,000 | 3,372,000 | 5,226,000 | 7,035,000 |
| Net interest income | 5,451,000 | 11,081,000 | 16,746,000 | 22,223,000 |
| Noninterest income | 945,000 | 2,072,000 | 3,417,000 | 4,748,000 |
| Noninterest expense | 3,285,000 | 6,612,000 | 10,031,000 | 13,650,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 2,871,000 | 6,064,000 | 9,427,000 | 12,394,000 |
| Income tax | 121,000 | 257,000 | 399,000 | 525,000 |
| Net income | 2,750,000 | 5,807,000 | 9,028,000 | 11,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,207,000 | 65,346,000 | 67,482,000 | 69,339,000 |
| Total capital | 69,567,000 | 71,763,000 | 74,065,000 | 76,345,000 |
| Risk-weighted assets | 508,591,000 | 512,963,000 | 526,126,000 | 560,200,000 |