Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 499,686,000 | 492,254,000 | 585,337,000 | 584,195,000 |
| Total loans | 438,805,000 | 443,150,000 | 498,160,000 | 495,646,000 |
| Allowance for loan losses | 5,761,000 | 5,943,000 | 6,139,000 | 6,283,000 |
| Securities available for sale | 25,660,000 | 27,803,000 | 48,822,000 | 43,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,663,000 | 414,094,000 | 492,900,000 | 495,876,000 |
| Interest-bearing deposits | 349,427,000 | 342,483,000 | 406,422,000 | 397,560,000 |
| Noninterest-bearing deposits | 76,236,000 | 71,611,000 | 86,478,000 | 98,316,000 |
| Equity capital | 65,500,000 | 67,123,000 | 68,166,000 | 70,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,714,000 | 11,590,000 | 18,144,000 | 25,306,000 |
| Interest expense | 875,000 | 1,862,000 | 3,168,000 | 4,703,000 |
| Net interest income | 4,839,000 | 9,728,000 | 14,976,000 | 20,603,000 |
| Noninterest income | 958,000 | 1,932,000 | 2,871,000 | 3,887,000 |
| Noninterest expense | 2,774,000 | 5,731,000 | 9,249,000 | 13,034,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 2,843,000 | 5,569,000 | 8,058,000 | 10,609,000 |
| Income tax | 120,000 | 235,000 | 316,000 | 448,000 |
| Net income | 2,723,000 | 5,334,000 | 7,742,000 | 10,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,549,000 | 62,188,000 | 59,840,000 | 61,995,000 |
| Total capital | 66,232,000 | 67,925,000 | 65,979,000 | 68,278,000 |
| Risk-weighted assets | 454,598,000 | 458,762,000 | 514,451,000 | 514,589,000 |