Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 461,276,000 | 462,565,000 | 462,921,000 | 473,213,000 |
| Total loans | 412,460,000 | 412,559,000 | 411,876,000 | 417,682,000 |
| Allowance for loan losses | 6,054,000 | 6,238,000 | 6,443,000 | 6,617,000 |
| Securities available for sale | 26,486,000 | 25,982,000 | 25,376,000 | 25,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,597,000 | 382,526,000 | 379,804,000 | 405,459,000 |
| Interest-bearing deposits | 324,687,000 | 320,174,000 | 312,954,000 | 324,882,000 |
| Noninterest-bearing deposits | 63,910,000 | 62,352,000 | 66,850,000 | 80,577,000 |
| Equity capital | 55,017,000 | 56,828,000 | 58,491,000 | 57,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,107,000 | 10,210,000 | 15,362,000 | 20,461,000 |
| Interest expense | 545,000 | 1,127,000 | 1,746,000 | 2,372,000 |
| Net interest income | 4,562,000 | 9,083,000 | 13,616,000 | 18,089,000 |
| Noninterest income | 806,000 | 1,764,000 | 2,727,000 | 3,707,000 |
| Noninterest expense | 2,588,000 | 5,194,000 | 7,836,000 | 10,572,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 2,600,000 | 5,293,000 | 7,967,000 | 10,504,000 |
| Income tax | 110,000 | 224,000 | 337,000 | 444,000 |
| Net income | 2,490,000 | 5,069,000 | 7,630,000 | 10,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,261,000 | 50,950,000 | 52,707,000 | 52,191,000 |
| Total capital | 54,598,000 | 56,285,000 | 58,033,000 | 57,611,000 |
| Risk-weighted assets | 426,254,000 | 425,890,000 | 424,973,000 | 432,404,000 |
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