Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 450,275,000 | 462,523,000 | 449,080,000 | 466,416,000 |
| Total loans | 393,461,000 | 409,382,000 | 399,681,000 | 413,060,000 |
| Allowance for loan losses | 5,534,000 | 5,722,000 | 5,870,000 | 5,844,000 |
| Securities available for sale | 27,823,000 | 27,440,000 | 27,398,000 | 27,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,372,000 | 374,034,000 | 372,386,000 | 391,804,000 |
| Interest-bearing deposits | 323,565,000 | 310,666,000 | 307,877,000 | 315,104,000 |
| Noninterest-bearing deposits | 64,807,000 | 63,368,000 | 64,509,000 | 76,700,000 |
| Equity capital | 52,090,000 | 53,184,000 | 54,653,000 | 55,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,785,000 | 9,748,000 | 14,760,000 | 19,704,000 |
| Interest expense | 510,000 | 1,030,000 | 1,564,000 | 2,099,000 |
| Net interest income | 4,275,000 | 8,718,000 | 13,196,000 | 17,605,000 |
| Noninterest income | 800,000 | 1,605,000 | 2,379,000 | 3,233,000 |
| Noninterest expense | 2,461,000 | 4,976,000 | 7,462,000 | 10,092,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 2,434,000 | 4,988,000 | 7,574,000 | 10,027,000 |
| Income tax | 99,000 | 202,000 | 307,000 | 407,000 |
| Net income | 2,335,000 | 4,786,000 | 7,267,000 | 9,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,128,000 | 47,717,000 | 49,050,000 | 49,471,000 |
| Total capital | 51,227,000 | 53,032,000 | 54,240,000 | 54,820,000 |
| Risk-weighted assets | 407,502,000 | 424,818,000 | 414,541,000 | 427,407,000 |