Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 305,231,000 | 304,837,000 | 300,871,000 | 313,884,000 |
| Total loans | 255,737,000 | 257,943,000 | 254,411,000 | 261,051,000 |
| Allowance for loan losses | 3,324,000 | 3,272,000 | 3,344,000 | 3,818,000 |
| Securities available for sale | 24,013,000 | 22,279,000 | 22,159,000 | 30,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,933,000 | 246,714,000 | 250,333,000 | 254,313,000 |
| Interest-bearing deposits | 228,399,000 | 217,889,000 | 223,778,000 | 224,399,000 |
| Noninterest-bearing deposits | 27,534,000 | 28,825,000 | 26,555,000 | 29,914,000 |
| Equity capital | 30,638,000 | 30,478,000 | 31,405,000 | 31,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,073,000 | 9,675,000 | 14,192,000 | 18,526,000 |
| Interest expense | 2,301,000 | 4,259,000 | 6,108,000 | 7,883,000 |
| Net interest income | 2,772,000 | 5,416,000 | 8,084,000 | 10,643,000 |
| Noninterest income | 589,000 | 1,167,000 | 1,770,000 | 2,328,000 |
| Noninterest expense | 1,951,000 | 3,900,000 | 5,775,000 | 7,771,000 |
| Provision for loan losses | 87,000 | 174,000 | 260,000 | 948,000 |
| Pretax income | 1,358,000 | 2,548,000 | 3,858,000 | 4,291,000 |
| Income tax | 64,000 | 119,000 | 181,000 | 215,000 |
| Net income | 1,294,000 | 2,429,000 | 3,677,000 | 4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,634,000 | 24,955,000 | 25,976,000 | 25,791,000 |
| Total capital | 27,839,000 | 28,190,000 | 29,166,000 | 29,322,000 |
| Risk-weighted assets | 256,040,000 | 258,918,000 | 255,307,000 | 282,165,000 |
Machine access — free, no API key
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